Our Fees

We are proud to provide a premier DAF capability.

Overview

Charityvest offers two account types: Basic Accounts, which are held in cash, and Invested Accounts, where donors can choose from low-cost ETF portfolios to grow their balance.

Both account types share all same basic fees, minimums, and policies. Invested Accounts are subject to an additional admin fee, assessed monthly on the Charityvest account balance.

Comparison of Charityvest Accounts vs. Other DAFs

	Charityvest Basic	Charityvest Invested	Other DAFs
Starting Admin Fees	None	0.60%	0.60% (Fidelity)
Investment Fees	None	0.05% Standard 0.11% Filtered	0.73% (Schwab)
Initial Contribution	$0	$0	$25,000 (Vanguard)
Investment Choices	None	Low-cost, independent ETFs	Often, high-fee captive funds
Asset giving	Stock, crypto, equity/RSUs, and more	Stock, crypto, equity/RSUs, and more	Varies; can be complex

Charityvest Fees & Minimums

Our goal at Charityvest is to catalyze more intentional giving. We believe minimal, simple fees and expenses help donors focus on what matters: doing more good.

We're proud to offer the only completely free, zero-fee donor-advised fund account:

Fees for All Account Types
Account Opening Fee	$0
Account Maintenance Fee	$0
Account Closing Fee	N/A
Contribution Fee (via linked bank account)	$0
Contribution Fee (via all other modalities)	Varies
Grant Fee	$0
Minimum Initial Contribution	$0
Minimum Balance Requirement	$0
Minimum Contribution, Grant, or Gift Amount	$15

Charityvest Invested Account Fees

Our investing feature fee structure aligns with DAF industry standards. We assess these fees once per month, directly to your Charityvest balance:

Fees for Invested Accounts Only	Annualized Fee
First $500,000 of Fund Balance	0.60%
Next $500,000 of Fund Balance	0.30%
From $1M to $2.5M of Fund Balance	0.20%
From $2.5M to $5M of Fund Balance	0.15%
From $5M to $10M of Fund Balance	0.10%
Above $10M of Fund Balance	Custom pricing available
Minimum Annual Investing Fee	$100 / year

Here's an example of invested account fees at various balance levels.

Average Balance	Admin Fee
$2,500	$100
$10,000	$100
$100,000	$600
$250,000	$1,500
$500,000	$3,000
$1,000,000	$3,000

There is no minimum amount required to begin investing. A $100 minimum annual fee applies, regardless of balance. Any additional fee required to meeet the $100 minimum annual fee is applied at the end of each fiscal year, and is prorated for accounts established during the fiscal year.

How We Compare

We believe our model compares favorably to other donor-advised fund sponsors from superior features and experience:

• All of our investment options are efficient by default. Our Core portfolio runs approximately 0.05%, and our ESG option is approximately 0.15%. You don't have to go searching for the lowest expense ratio funds.

• Our lower-cost investment options give you more control. We provide access to various single asset class index ETFs for 0.05% all-in expense ratio, so you can construct the portfolio that is appropriate for your charitable goals. Compare this to Fidelity Charitable, whose single asset class pools range from 0.35% to 1.04% expense ratios.

• Being socially-conscious doesn't require big tradeoffs. Our ESG portfolio provides access to the same asset classes as our Core portfolio, and costs only 0.06% more (0.11% total). At Schwab Charitable, the Socially-Responsible Fund will run you 0.67%, and is available only in an approximate 60 / 40 mutual fund.

• Our minimums work for everyone. Our minimum activity of any type is just $15. While Vanguard Charitable's investment options are superb, low expense ratio, and thoughtfully constructed, they have high minimums that may not be compatible with flexible giving. Vanguard Charitable's minimum opening contribution is $25,000.

Cash balances disclosure

Charityvest may earn revenue from the interest or other income generated on cash balances held in donor-advised fund (DAF) accounts. These earnings help support the operational sustainability and continued development of the Charityvest platform, including the provision of no-fee charitable giving accounts for individuals and organizations. Interest income retained by Charityvest is not charged to donor accounts and does not reduce donor-advised fund balances.